/* Доступно — агентство недвижимости СПб и ЛО */
*,*::before,*::after{box-sizing:border-box}
:root{
  --bg:#fff;--ink:#0f1729;--muted:#5a6480;--line:#e6ebf3;
  --brand:#0a5cff;--brand-2:#0040c2;--accent:#ff6a3d;
  --soft:#f4f7fc;--ok:#22a06b;
  --shadow:0 8px 24px rgba(15,23,41,.08);
  --r:14px;
  --max:1200px;
}
html,body{margin:0;padding:0}
body{font-family:-apple-system,BlinkMacSystemFont,"Segoe UI",Roboto,"Helvetica Neue",Arial,sans-serif;color:var(--ink);background:var(--bg);line-height:1.55;-webkit-font-smoothing:antialiased}
img{max-width:100%;display:block}
a{color:var(--brand);text-decoration:none}
a:hover{text-decoration:underline}
.container{max-width:var(--max);margin:0 auto;padding:0 20px}
h1,h2,h3,h4{font-weight:800;line-height:1.2;margin:0 0 .5em;letter-spacing:-.01em}
h1{font-size:clamp(28px,4.4vw,52px)}
h2{font-size:clamp(22px,3vw,36px)}
h3{font-size:clamp(18px,1.8vw,22px)}
p{margin:0 0 1em}
.muted{color:var(--muted)}
.btn{display:inline-flex;align-items:center;justify-content:center;gap:8px;padding:14px 22px;border-radius:12px;font-weight:700;border:0;cursor:pointer;font-size:16px;transition:transform .15s ease,box-shadow .15s ease,background .15s ease;text-decoration:none}
.btn-primary{background:var(--brand);color:#fff}
.btn-primary:hover{background:var(--brand-2);text-decoration:none;transform:translateY(-1px);box-shadow:var(--shadow)}
.btn-accent{background:var(--accent);color:#fff}
.btn-accent:hover{background:#e0552c;color:#fff;text-decoration:none}
.btn-ghost{background:#fff;color:var(--ink);border:1.5px solid var(--line)}
.btn-ghost:hover{border-color:var(--ink);text-decoration:none}
.btn-block{width:100%}

/* Header */
.header{position:sticky;top:0;z-index:50;background:rgba(255,255,255,.92);backdrop-filter:saturate(160%) blur(10px);border-bottom:1px solid var(--line)}
.header-inner{display:flex;align-items:center;justify-content:space-between;gap:16px;height:68px}
.logo{display:flex;align-items:center;gap:10px;font-weight:800;font-size:20px;color:var(--ink)}
.logo:hover{text-decoration:none}
.logo-mark{width:34px;height:34px;border-radius:9px;background:linear-gradient(135deg,var(--brand),#3b82f6);display:flex;align-items:center;justify-content:center;color:#fff;font-weight:800}
.logo span{color:var(--brand)}
.nav{display:flex;gap:22px}
.nav a{color:var(--ink);font-weight:500;font-size:15px}
.nav a:hover{color:var(--brand);text-decoration:none}
.header-cta{display:flex;align-items:center;gap:14px}
.phone{font-weight:700;color:var(--ink);font-size:16px}
.burger{display:none;background:none;border:0;cursor:pointer;width:36px;height:36px;flex-direction:column;justify-content:center;align-items:center;gap:5px}
.burger span{width:22px;height:2px;background:var(--ink);border-radius:2px}
@media(max-width:980px){
  .nav{display:none;position:absolute;top:68px;left:0;right:0;background:#fff;flex-direction:column;padding:18px 20px;gap:14px;border-bottom:1px solid var(--line)}
  .nav.open{display:flex}
  .header-cta .phone{display:none}
  .burger{display:flex}
}

/* Hero */
.hero{position:relative;padding:60px 0 70px;background:linear-gradient(160deg,#eaf2ff 0%,#f8faff 60%,#fff 100%);overflow:hidden}
.hero::before{content:"";position:absolute;inset:0;background:radial-gradient(900px 400px at 80% -10%,rgba(10,92,255,.18),transparent 60%);pointer-events:none}
.hero-grid{display:grid;grid-template-columns:1.05fr .95fr;gap:40px;align-items:center;position:relative}
@media(max-width:900px){.hero-grid{grid-template-columns:1fr;gap:28px}}
.hero h1{margin-bottom:18px}
.hero h1 em{font-style:normal;color:var(--brand);background:linear-gradient(transparent 60%,#cfe0ff 60%);padding:0 4px}
.hero p.lead{font-size:18px;color:var(--muted);max-width:560px;margin-bottom:24px}
.hero-bullets{list-style:none;padding:0;margin:0 0 28px;display:grid;gap:10px}
.hero-bullets li{padding-left:28px;position:relative}
.hero-bullets li::before{content:"";position:absolute;left:0;top:8px;width:18px;height:18px;background:var(--ok);border-radius:50%;background-image:url("data:image/svg+xml;utf8,<svg xmlns='http://www.w3.org/2000/svg' viewBox='0 0 24 24' fill='none' stroke='%23fff' stroke-width='3.5'><path d='M5 13l4 4L19 7'/></svg>");background-size:12px;background-position:center;background-repeat:no-repeat}
.hero-actions{display:flex;gap:12px;flex-wrap:wrap}
.hero-trust{margin-top:28px;display:flex;gap:24px;flex-wrap:wrap;color:var(--muted);font-size:14px}
.hero-trust b{color:var(--ink);font-size:22px;display:block;font-weight:800}

/* Quiz */
.quiz{background:#fff;border-radius:20px;box-shadow:0 24px 60px rgba(15,23,41,.12);padding:28px;border:1px solid #eef2f9}
.quiz-head{display:flex;justify-content:space-between;align-items:center;margin-bottom:6px}
.quiz-head h3{margin:0;font-size:20px}
.quiz-step-num{font-size:13px;color:var(--muted);font-weight:600}
.quiz-progress{height:6px;background:#eef2f9;border-radius:99px;margin:14px 0 22px;overflow:hidden}
.quiz-progress-bar{height:100%;background:linear-gradient(90deg,var(--brand),#3b82f6);border-radius:99px;transition:width .35s ease}
.quiz-question{font-size:17px;font-weight:700;margin-bottom:14px}
.quiz-options{display:grid;grid-template-columns:1fr 1fr;gap:10px}
@media(max-width:520px){.quiz-options{grid-template-columns:1fr}}
.quiz-opt{padding:14px;border:1.5px solid var(--line);border-radius:12px;cursor:pointer;font-weight:600;font-size:15px;background:#fff;text-align:left;transition:all .15s}
.quiz-opt:hover{border-color:var(--brand);background:#f0f6ff}
.quiz-opt.selected{border-color:var(--brand);background:#e8f0ff;color:var(--brand-2)}
.quiz-input,.quiz-textarea{width:100%;padding:14px;border:1.5px solid var(--line);border-radius:12px;font-size:16px;font-family:inherit;outline:none;transition:border .15s}
.quiz-input:focus{border-color:var(--brand)}
.quiz-actions{display:flex;justify-content:space-between;align-items:center;margin-top:20px;gap:10px}
.quiz-back{background:none;border:0;color:var(--muted);cursor:pointer;font-size:14px;font-weight:600}
.quiz-bonus{margin-top:14px;background:#fff7f1;border:1px dashed #ffb893;border-radius:12px;padding:12px 14px;font-size:14px;color:#8a3d1f}
.quiz-bonus b{color:#b34418}
.quiz-step{display:none}
.quiz-step.active{display:block;animation:fade .25s ease}
@keyframes fade{from{opacity:0;transform:translateY(6px)}to{opacity:1;transform:none}}
.quiz-final{text-align:center;padding:20px 0}
.quiz-final svg{width:64px;height:64px;color:var(--ok);margin-bottom:10px}

/* Sections */
section{padding:70px 0}
section.tight{padding:50px 0}
.section-head{text-align:center;max-width:720px;margin:0 auto 40px}
.section-head p{color:var(--muted);font-size:18px}

/* Cards */
.cards{display:grid;grid-template-columns:repeat(auto-fit,minmax(260px,1fr));gap:22px}
.card{background:#fff;border:1px solid var(--line);border-radius:var(--r);padding:24px;transition:transform .2s,box-shadow .2s,border-color .2s}
.card:hover{transform:translateY(-3px);box-shadow:var(--shadow);border-color:#cfd8e8}
.card .icon{width:46px;height:46px;border-radius:12px;background:#e8f0ff;color:var(--brand);display:flex;align-items:center;justify-content:center;margin-bottom:14px;font-size:22px}
.card h3{margin-bottom:8px}
.card p{color:var(--muted);margin:0}
.card a.more{display:inline-block;margin-top:14px;font-weight:700}

/* District/JK grid */
.tiles{display:grid;grid-template-columns:repeat(auto-fit,minmax(220px,1fr));gap:16px}
.tile{position:relative;border-radius:var(--r);overflow:hidden;background:#0f1729;color:#fff;min-height:160px;padding:20px;display:flex;flex-direction:column;justify-content:flex-end;text-decoration:none;transition:transform .2s}
.tile::before{content:"";position:absolute;inset:0;background:linear-gradient(180deg,rgba(0,0,0,.05) 0%,rgba(15,23,41,.85) 100%),linear-gradient(135deg,#0a5cff,#0040c2);z-index:0}
.tile:nth-child(2)::before{background:linear-gradient(180deg,rgba(0,0,0,.05) 0%,rgba(15,23,41,.85) 100%),linear-gradient(135deg,#ff6a3d,#cf3a14)}
.tile:nth-child(3)::before{background:linear-gradient(180deg,rgba(0,0,0,.05) 0%,rgba(15,23,41,.85) 100%),linear-gradient(135deg,#22a06b,#0d6e4a)}
.tile:nth-child(4)::before{background:linear-gradient(180deg,rgba(0,0,0,.05) 0%,rgba(15,23,41,.85) 100%),linear-gradient(135deg,#7b3fe4,#4b1ea3)}
.tile:nth-child(5)::before{background:linear-gradient(180deg,rgba(0,0,0,.05) 0%,rgba(15,23,41,.85) 100%),linear-gradient(135deg,#0a5cff,#0040c2)}
.tile:nth-child(6)::before{background:linear-gradient(180deg,rgba(0,0,0,.05) 0%,rgba(15,23,41,.85) 100%),linear-gradient(135deg,#ff6a3d,#cf3a14)}
.tile:nth-child(7)::before{background:linear-gradient(180deg,rgba(0,0,0,.05) 0%,rgba(15,23,41,.85) 100%),linear-gradient(135deg,#22a06b,#0d6e4a)}
.tile:nth-child(8)::before{background:linear-gradient(180deg,rgba(0,0,0,.05) 0%,rgba(15,23,41,.85) 100%),linear-gradient(135deg,#7b3fe4,#4b1ea3)}
.tile *{position:relative;z-index:1}
.tile:hover{transform:translateY(-3px);text-decoration:none;color:#fff}
.tile h4{margin:0 0 4px;font-size:18px;color:#fff}
.tile span{font-size:13px;opacity:.85}

/* Steps */
.steps{display:grid;grid-template-columns:repeat(4,1fr);gap:22px;counter-reset:step}
@media(max-width:780px){.steps{grid-template-columns:repeat(2,1fr)}}
@media(max-width:480px){.steps{grid-template-columns:1fr}}
.step{position:relative;padding:24px;background:var(--soft);border-radius:var(--r);counter-increment:step}
.step::before{content:"0" counter(step);position:absolute;top:14px;right:14px;font-weight:800;color:var(--brand);opacity:.6;font-size:22px}
.step h4{margin:0 0 6px;font-size:17px}
.step p{margin:0;color:var(--muted);font-size:14px}

/* CTA banner */
.cta{background:linear-gradient(135deg,#0a5cff,#0040c2);color:#fff;border-radius:20px;padding:50px 40px;text-align:center;margin:30px 0;position:relative;overflow:hidden}
.cta::before{content:"";position:absolute;top:-100px;right:-80px;width:300px;height:300px;border-radius:50%;background:rgba(255,255,255,.08)}
.cta h2{color:#fff;margin-bottom:8px}
.cta p{color:#cfdfff;margin-bottom:22px;font-size:17px}
.cta .btn{font-size:17px;padding:16px 30px}

/* Reviews */
.reviews{display:grid;grid-template-columns:repeat(auto-fit,minmax(280px,1fr));gap:20px}
.review{background:#fff;border:1px solid var(--line);border-radius:var(--r);padding:22px}
.review-head{display:flex;align-items:center;gap:12px;margin-bottom:10px}
.avatar{width:42px;height:42px;border-radius:50%;background:linear-gradient(135deg,#cfe0ff,#a8c5ff);display:flex;align-items:center;justify-content:center;font-weight:800;color:var(--brand-2)}
.review-name{font-weight:700;font-size:15px}
.review-meta{font-size:13px;color:var(--muted)}
.stars{color:#ffb800;font-size:14px;letter-spacing:2px;margin-bottom:6px}
.review p{margin:0;font-size:15px;color:#1f2a44}

/* FAQ */
.faq-item{background:#fff;border:1px solid var(--line);border-radius:12px;margin-bottom:10px;overflow:hidden}
.faq-q{width:100%;padding:18px 22px;background:none;border:0;cursor:pointer;text-align:left;font-weight:700;font-size:16px;display:flex;justify-content:space-between;align-items:center;color:var(--ink);font-family:inherit}
.faq-q::after{content:"+";font-size:24px;color:var(--brand);font-weight:300}
.faq-item.open .faq-q::after{content:"−"}
.faq-a{padding:0 22px 18px;color:var(--muted);display:none}
.faq-item.open .faq-a{display:block}

/* Footer */
.footer{background:#0f1729;color:#a8b1c6;padding:50px 0 24px;margin-top:60px}
.footer-grid{display:grid;grid-template-columns:1.4fr 1fr 1fr 1fr;gap:30px;margin-bottom:32px}
@media(max-width:780px){.footer-grid{grid-template-columns:1fr 1fr}}
.footer h4{color:#fff;font-size:15px;margin-bottom:14px}
.footer a{color:#a8b1c6;display:block;padding:4px 0;font-size:14px}
.footer a:hover{color:#fff;text-decoration:none}
.footer-logo{display:flex;align-items:center;gap:10px;color:#fff;font-weight:800;font-size:20px;margin-bottom:14px}
.footer-bottom{border-top:1px solid #1f2a44;padding-top:20px;font-size:13px;display:flex;justify-content:space-between;flex-wrap:wrap;gap:10px}

/* Forms / Lead */
.form-block{background:#fff;border:1px solid var(--line);border-radius:var(--r);padding:30px;max-width:520px;margin:0 auto;box-shadow:var(--shadow)}
.form-row{margin-bottom:14px}
.form-consent{font-size:12px;color:var(--muted);margin-top:10px}

/* Floating label */
.field--float{position:relative;display:block}
.field--float input,.field--float textarea{width:100%;height:58px;padding:24px 20px 8px;font-size:16px;font-family:inherit;border:1.5px solid #D3DDE3;border-radius:12px;background:#F6F8FA;color:#131F27;outline:none;transition:border-color .2s,background .2s;display:block}
.field--float textarea{height:auto;min-height:96px;resize:vertical;padding-top:28px}
.field--float input:focus,.field--float textarea:focus{border-color:var(--brand);background:#fff}
.field--float label{position:absolute;top:50%;left:20px;transform:translateY(-50%);font-size:16px;font-weight:400;color:#6F8A9C;pointer-events:none;transition:top .15s ease,font-size .15s ease,font-weight .15s ease,transform .15s ease;background:transparent}
.field--float textarea ~ label{top:24px;transform:none}
.field--float input:focus ~ label,
.field--float input:not(:placeholder-shown) ~ label,
.field--float textarea:focus ~ label,
.field--float textarea:not(:placeholder-shown) ~ label{top:10px;transform:none;font-size:11.5px;font-weight:600;color:#6F8A9C;letter-spacing:.02em}

/* Article */
.article{max-width:780px;margin:0 auto}
.article p,.article ul,.article ol{font-size:17px;line-height:1.7}
.article h2{margin-top:1.6em}
.article h3{margin-top:1.4em}
.article ul,.article ol{padding-left:24px}
.article li{margin-bottom:6px}
.article blockquote{border-left:4px solid var(--brand);padding:8px 18px;background:var(--soft);border-radius:8px;margin:20px 0;color:#1f2a44}

/* Breadcrumbs */
.crumbs{padding:14px 0;font-size:13px;color:var(--muted);border-bottom:1px solid var(--line)}
.crumbs a{color:var(--muted)}
.crumbs a:hover{color:var(--brand)}
.crumbs .sep{margin:0 6px}

/* Hero subpages */
.subhero{padding:50px 0 40px;background:linear-gradient(160deg,#eaf2ff,#f8faff)}
.subhero h1{margin-bottom:10px}
.subhero p{font-size:18px;color:var(--muted);max-width:720px}

/* Banks/programs */
.programs{display:grid;grid-template-columns:repeat(auto-fit,minmax(240px,1fr));gap:18px}
.program{padding:22px;border:1.5px solid var(--line);border-radius:var(--r);background:#fff;position:relative;overflow:hidden}
.program b{display:block;font-size:30px;color:var(--brand);font-weight:800}
.program h4{margin:8px 0 6px;font-size:17px}
.program p{font-size:14px;color:var(--muted);margin:0}
.program .badge{position:absolute;top:14px;right:14px;font-size:11px;background:var(--accent);color:#fff;padding:3px 8px;border-radius:99px;font-weight:700;text-transform:uppercase}

/* Tables */
.table{width:100%;border-collapse:collapse;margin:20px 0;font-size:15px}
.table th,.table td{padding:12px 14px;border-bottom:1px solid var(--line);text-align:left}
.table th{background:var(--soft);font-weight:700;font-size:14px}

/* Utilities */
.center{text-align:center}
.mt-0{margin-top:0!important}
.mt-2{margin-top:18px}
.flex-cta{display:flex;gap:12px;flex-wrap:wrap;justify-content:center}
.tag{display:inline-block;padding:4px 10px;background:#e8f0ff;color:var(--brand-2);border-radius:99px;font-size:12px;font-weight:700;text-transform:uppercase;letter-spacing:.04em;margin-bottom:10px}

/* Sticky lead bar mobile */
.sticky-call{display:none;position:fixed;bottom:0;left:0;right:0;background:#fff;border-top:1px solid var(--line);padding:10px 14px;z-index:40;box-shadow:0 -8px 24px rgba(0,0,0,.06);gap:10px}
.sticky-call .btn{flex:1;padding:12px}
@media(max-width:720px){.sticky-call{display:flex}body{padding-bottom:70px}}